Task Business Software Consulting

Credit Card Consulting

Fashion Photo Are you still using an outdated database management system for your business? For today’s fast-paced Internet technology and growing number of competitors you must have a software system that accesses your database rapidly and covers all aspects of your business to help you make the best decisions.

Maintaining a database for a credit card counseling business is not a straightforward process. As a credit industry consultant, we offer a system that has visually advanced, user-friendly entry screens, speedy queries, detailed reports, and is fully integrated Internet technology.

Here are the software modules' detailed features:

Leads

Entry screens allow you to type in all necessary information for new leads, including debt amount and lead source.
Helps to turn leads into clients

Proposal

Create and print a proposal letter, or create a proposal that can be submitted electronically.
Full budget disclosure entry screen allows you type in the information required by all major creditors.

Clients

Once a lead becomes a client, the client entry screen can be used to edit any existing information
The client entry screen also contains information such as payment history, creditors' names with account numbers and monthly amount due, and any other pertinent comments
Print client's welcome letter
Quick search is available to find a client by client number, first name, last name, and/or social security number
Provides the ability to enter information about a joint account
Balance updates are available automatically.

Creditors

On the creditors entry screen there is room for creditor's information such as remittance address, proposal address, fair share billing address, and other pertinent contact information
Identify the payment terms such as fair share collection method (deduct or bill), fair share %, wave, reduction %, and special comments for the terms
Mark down if the creditor accepts electronic disbursements on multiple accounts
Separate tab is available for any necessary notes.

Payments

Client’s pay-out setup allows you to save information such as payment due date, total amount due, creditors, account number, and proposed amount due for each creditor
Payment entry screen allows you type in the actual payment date, amount paid, and money order/check number
Payment history is available on payment entry screen
Payment increase screen can be used to change the monthly amount due for any creditor and inform the client either by email or by printing a payment-increase advice letter.

Disbursement

This module allows you to disburse your payments to the creditors on a periodic basis
On the disbursement screen you can select a client and the system shows the amount to be disbursed.
Click on the “Disburse Button” and the client payment information will be collected in a different grid showing all clients' payments to be disbursed, with total clients' payments and total disbursements at the bottom.
Once you click the “Proceed” button the system will print the pay-out letters for each creditor.
Every pay-out letter contains a listing of clients with their account numbers and the individual amount disbursed
After printing the pay-out letter the system alerts you to get ready to print the checks
If you have pre-printed checks with your company logo, the system prints the checks in order in which it printed the pay-out letters
Electronic disbursement generates a file required by the creditors.

Reports

Master list of leads sorted by state, city, and zip code.
Print leads labels
Master list of clients.
Print clients cancellation letter
Missed appointments report
Late payment report
Late payment letter
List of payments received for a given date range
Creditors pay-out report
Year-to-date creditors activity report
List of rejected clients by the creditors
Payments applied to the creditors
Remittance report
And more...